The calendar flips over to September, and right on cue…September-like weather. Ten degrees cooler and a nice little breeze with some interesting gusts occasionally all day long. All we need now is some rain to revive the yards and gardens. I guess that can wait a couple more days so we can enjoy this beautiful long Labor Day weekend.
I was passing by some immense flower beds that flank one of the entrances to the Castleton Square Mall…and was stopped cold by the sea of white Hydrangeas there. At least I think that’s what these are? I’m not an expert on flowers by any means. I’m more of an appreciator of images of all kinds…floral and otherwise. And these were impressive. Just the shear number of them as well as the size of each flower itself. You almost feel like applauding when you see things sometime. Instead, I whip out the camera. Means the same thing as clapping in appreciation to me.
I was outdoors at Conner Prairie last night for some Music on the Prairie which luckily coincided with near perfect weather. Darkness had fallen, and their giant hot-air balloon rose silently, slowly above the tree tops. The balloon is invisibly tethered and somehow illuminated from within, so when the sky is dark it appears like an immense man-made full moon high overhead. The “real” moon was just rising to the east, and although a few days into it’s waning mode was still spectacular too. Both were visible simultaneously at times on an otherwise blackened canvas.
I just experienced something that I thought was worth mentioning. A transaction where I was representing the Seller which was supposed to close a couple days ago, kept being delayed again and again by the actions, inactions and innept processing of the mortgage loan by the buyers lender. While delay after delay was announced, the buyers furniture and personal possessions sat in their cars and on the moving truck as movers threatened to unload it in the street. Needless to say that this was not the joyful event that closing on a sale for a Buyer should be. It’s on, then it’s off…then it’s on maybe…then off…then on probably, etc, etc. Every one of us that had something to do with this closing paid the price while we were jerked around for days by the lender.
So two days late, the sale did finally close although the lender was inept all the way to the end, with the Title Company who closed the sale having to correct the lenders document mistakes while we all sat there at the closing table. The closing should have taken one hour max…and instead it was two and a half hours. But the final closing finally did close. Another sad part of this story was that I noticed the Buyers interest rate was over 8% on their note, and they were playing discount points too. Bad service and bad terms too, what a great combination.
All I can say is choose your lender wisely. The rates that I am seeing now from lenders I use are around 3.75% to 4.25% depending on if it’s a 15 or 30 year note. And their processing and service is perfect too.
I debated heavily for days on whether or not to post this photo as it wasn’t up to my preferred standards, but decided to do so obviously. I went to the Crosby, Stills and Nash concert at the Lawn in White River State Park earlier this week. They don’t allow you to bring cameras inside and so all I had was my phone camera which is pretty good actually…but I shot this from far away as I relaxed in my lawn chair high up the hill. The weather couldn’t have been more perfect too which made the evening more special. The White River lawn is great outside venue.
CSN was fabulous. Their set list consisted of one timeless classic after another. Truly wonderful vocals from David Crosby and harmonies with Grahm Nash. Stephen Stills quitar work is amazing. You wonder how much longer they can perform at a high level…and the answer is…that won’t change anytime soon.
I met a client Downtown at the Circle briefly and was sitting afterwards in my car which was parked on Market Street directly facing the Monument in the very first spot with an unobstructed view. There was plenty of time left on the meter and as comfortable a place as any to finish a cup from Starbucks I had just gotten. It was entertaining watching the diverse activity that the Circle attracts. Small groups of tourists taking photos, people riding in horse drawn carriages, Execs in 3-piece suits on cell phones, people sitting on the steps eating lunch, delivery boys on bikes, street beggars, vendors selling hot dogs on the corner, small groups of people milling about with name tags that looked like they were on break from a convention of some sort, etc, etc. The Circle definitely has the draw. Eventually the Monument itself drew me in too. You know, you can walk or drive around it a million times and not notice things there. Like this scene above on the west face. Zoom lenses are pretty useful for capturing things that go unnoticed usually.
Now days, there are so many sources with television air time, web and print media available on any given topic that people can easily take in more in a few hours each day than they used to in a month on any given topic not that many years ago. That could be a positive thing if done right I suppose, but the truth is people are being bombarded with more and more bad news all the time.
I suppose media moguls believe a formula with a lot of drama or sensational gloom n’ doom will sell papers or attract viewers…with the ultimate goal of selling more ads or more expensive commercial time. But it’s sad that’s where the vast majority of the media feels they have to go to attract viewers or readers. Peoples lives and livelihood are adversely affected by it. The whole country is affected by it.
It’s interesting to see what one source can do with a set of facts or numbers that another has done with the same ones. The same details can be used to support completely opposing views. It would be funny except peoples lives are affected often adversely by erroneous conclusions that are drawn from poorly interpreting the details. Personally I’ve developed a healthy sense of skepticism when encountering any kind of news now to shield me from all the disinformation.
Because I’m associated with the real estate industry, when I see or hear stories in the media about it, I focus in on what is being said about it or the market. Like one today that paints a picture of a local housing market in collapse. It comical how far that is from the truth. Last month for instance was one of the strongest July’s that I have ever had. It’s a very healthy market now. Lots of activity, lots of choices of things to buy, incredible…and I mean incredible interest rates, and homes are selling in all price ranges. There’s a sense of optimism among most people I encounter. Maybe the others just stop watching the news or reading the paper. Everyone would feel much better…and perception would soon become reality.
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Richard Hindman
Realtor® | Broker | CRS
Mobile: (317) 413-7189
Office: (317) 849-5050
Email: Contact Me
My Website: www.RichardHindman.com